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How To Get The Most Out Of Your Motor Trade Insurance In The Uk

Thankfully, here in the United Kingdom, the motor trade industry is fully developed and the same goes for the insurance policies related to it. In case that you are looking for information regarding motor trade insurance policies right now, it will be much better for you to talk to agents first and weigh your options.

Instead of looking around for advice in forums, social media, and message boards, talking to the insurance company is your best course of action getting in touch with them does not cost anything. And fact-checking and finding and comparing information after you talked to them are much better options.

After all, agents and companies provide individual assessments and some of the information you find now might not make any sense. Nonetheless, the key advice when talking to agents is to say no to everything first until you make a sound decision after gathering all the facts you can find. Moving forward, it does not mean that your current search is meaningless and a waste of time. You will still get a few pieces of reliable information that is applicable in your case. And here are some general tips that will surely help you to make your research worthwhile.

Your Motor Trade Activities Affect the Cost of Your Motor Trade Insurance Policy All the activities that you do while doing motor trade can allow you to get reduced rates. For example, being involved in repair trades that involve bodywork, MOT preparation, and servicing can make insurers provide you with better offers.

On the other hand, having hazardous activities in your list can instead raise your premium. Hazardous activities include dismantling, vehicle salvaging, and breakdown recovery. Aside from those, handling prestige and performance vehicles will increase your premium and to make sure that you will experience the benefits mentioned here, make sure to be fully transparent with your insurance agent. Hiding some of the activities, even if the activities will reduce your premium, is not advisable.

The Number of Drivers in the Insurance Will Increase Cost Of course, this is the rule of thumb. If you will be the one frequently driving the cars you deal with most of the time, it is best that you only include yourself in the insurance. If it is inevitable to add other people, try to restrict them to two or three. If you deal with a lot of cars and you will be forced to hire a lot of drivers, it will be much better to get a trailer to make it easier and faster to transport the vehicles.

Having Voluntary Excess Most motor trade insurance policies have a compulsory excess fee (around GBP250). You can increase the voluntary excess to lower down your premium.

No Claims Bonus Just like most insurance policies, having no claims under your current or previous account will make you eligible for motor trade insurance policy discounts. Even if you were the driver in the previous record and you are now applying as a motor trade business owner, you will still be eligible for those discounts.

Best Gps Systems For Courier Work

A GPS system installed in your car will help you know where it is at all times. Most courier business owners will draw up a route for their drivers before they depart. This helps them to stay on the objective and thus minimise delays. With the internet and technology in general, such systems are in the form of apps and can thus be installed in cars or mobile gadgets. They include:

It is the modern day satellite-like application. It plots you a map on which you can use to point out stops to make on your way to delivering the parcels. It may be at a gas station or a restaurant in case you want to have a break. The app makes your work easier and that of the driver as they are able to manage their schedule with ease. When it comes to plotting out stops for your route, the app comes in handy. On top of that, it has a free version and is thus cost efficient for small courier businesses.

It is yet another tracking app that equips your courier business with the utmost visibility. Your drivers can determine or draw up the routes they want to take with the help of HERE. Owned and managed by auto makers, it plans to make your work and that of your drivers easier. You do not have to be online to download maps of countries, cities, and states. You can do this when offline which adds to its reliability.

RAC Traffic

It tracks based on the signal of your phone. For example, if you installed this app in the mobile gadgets of your drivers, you will be able to know their exact location. It receives the phone signals to help point out the location the driver is in. Apart from that, it can inform your driver of the condition on the road in terms of the traffic. This form of application allows your courier operations to be smooth as your drivers can divert to a route that has less traffic. It helps you to plan ahead using the maps it provides in the entire of the UK.

Gvsig Mini Maps

It integrates well with major search engines including Google and Bing. With this mobile app, you can receive data on where you are or where your vehicle is. It is efficient for businesses in the courier industry. If you have multiple vans on the road on a daily basis, you can keep track of where they are. It offers a friendly user interface which adds to its efficiency. You will be able to get all the information you require regarding where your vans are.

Courier Exchange System

It works as your third eye in tracking what your drivers are up to. It offers a reliable tracking service to know where your drivers are. With the courier exchange system, you will be able to receive a live feed of the whereabouts of your drivers. It is also a mobile app which can be installed in the driver's phone or your phone to help with the tracking. It also helps the drivers to sell jobs to potential clients and thus good for business.